There is never a contract with our company. All our agreements are always mouth to mouth and the merchant can cancel anytime.

We would be happy to switch you back to traditional processing free of charge as well as, lower your rates compared to your current provider. However, this does not happen often. We offer this security for all merchants.

This program is not a surcharge program. It is a cash discount program and is allowed in all 50 States. States with no-surcharge laws include Colorado, Connecticut, Kansas, Maine, Massachusetts, and Oklahoma.

The terminal comes programmed and ready to accept payments. It also comes with instructions on how to use the terminal. You may call our customer support line, if you need help or want to run a test transaction.

Next day funding is available if the terminal is batched out by 11 PM EST. 95% of merchants are approved for next day funding.

We can set the terminal to auto-batch at your requested time for all non-tipped transactions. We can set up businesses that require a tip line by special request.

The standard cash discount program is 4%. Agents can choose to go as low as three percent at a customer request. If the agent needs to go below 3% percent, it will require management approval.

Yes, a flat fee model is usually used for merchants with lower average tickets. Please refer to the pricing chart for flat fee pricing.

No transaction fees will ever be incurred.

No limit to the dollar amount of the transaction.

This covers all card types debit and credit, expect EBT Cards. EBT Cards Do not incur the fee but incur a per item charge if the rep would like to charge one.

The receipts reads, “Non Cash Adjustment” on the line that adds the service fee.

All required signage is provided. It is required that a sign be posted at every entrance to the business and at every checkout. If the customer requires a fee that is not 4% then the signage will come blank for the customer to fill in the correct %.

Yes, it will.

Adding a surcharge is against the card brand policies unless the account is set up to accept them properly. Our proprietary cash discount program is approved by all card brands. We also provide all the required signage for an approved Cash discount program.

There are no monthly fees. You will never pay for processing cards. Exceptions to this rule included chargebacks and tips. We do not include the 4% service fee on tips.

You must use the terminal, but we have thousands of customers that still use their current POS system with our terminal solution. We also have a POS solution that is fully integrated.

Terminal reprogramming is not currently available. The proprietary cash discount program requires the use of one of our terminals.

There are a few options. They have the option to rent a terminal at $24.95 or $29.95 a month, buy a terminal, or you may give a terminal away free, at your expenses.

The terminal comes with a one-year manufacturer’s warranty. This warranty is serviced by the manufacturer.

Disputes are handled just the same. You will still incur chargeback fees if you lose your dispute.

Yes, a minimum average of $3k per month or $100000 per year, if it is a seasonal business.

Yes, you may qualify for the zero-fee cash discount program. A $25.00 monthly minimum may apply.

4 to 5 business days once we receive the required paperwork.

Yes. However, you may have to pay a contract cancellation fee to your current company, but the savings from zero-fee far outweigh any cancellation cost.